> Quick answer: Starting a homestay in India in 2026 is a 4-step process: (1) check eligibility under your state's homestay scheme (Meghalaya, Sikkim, Himachal, Uttarakhand, Karnataka, Kerala have specific schemes), (2) register on the central NIDHI portal at https://nidhi.tourism.gov.in for Ministry of Tourism recognition, (3) optionally apply for a MUDRA loan up to ₹10 lakh under the 2025-26 budget for collateral-free funding, and (4) list your property on Airbnb, Booking.com, MakeMyTrip, and